At Cache Valley Pediatric Dentistry, we are proud to offer the finest and most up-to-date dental care for your child. We are dedicated to giving your child top care at reasonable and very competitive prices. We are a business that depends upon payment from our patients for services rendered to remain viable. Therefore, financial responsibility on the part of each patient must be determined before treatment. To help you understand exactly how we work with you and your insurance company for reimbursement, the following has been provided as a complete list of all accepted forms of payment and all policies associated with payment in our office.
Insurance Billing and CoPays:
We will be happy to file your insurance claim starting on your first visit if we have received all of your insurance information. You will need to be prepared to pay any amount that is determined not payable by your insurance plan, such as deductibles and copay percentages. Please understand that we cannot become involved in prolonged insurance negotiations. If our office has not received payment from your insurance company within 60 days from the date of service, the balance in full becomes your responsibility.
Our office is a preferred provider for many insurance companies. This means that we provide discounted rates on covered services. If we are not a preferred provider for your insurance company, we will accept payment from them, but we are not bound contractually to lower our rates. We do our best to maximize the insurance benefits you are eligible to receive. You are responsible to know what your insurance covers and what it does not. Your insurance company, not our office, is the best resource you have for determining what your coverage is. If your insurance plan coverage changes it is your responsibility to bring those changes to our attention.
Payment is expected in full at the time of service. We understand that financial difficulties arise and are sensitive to these matters. If you have any questions regarding these payment options please don’t hesitate to call our office.
For our valued patients who are not covered by dental insurance, we offer an in-office loyalty program (see Cache Valley Smiles Loyalty Program below).
Care Credit is a line of credit that is only available to be used for healthcare. A short application which can be completed in our office is required, and we know within minutes what your available credit line is. They offer up to 6 months interest free financing.
In Office Financing:
If Care Credit does not extend a line of credit to you, we offer In Office Financing at 18% interest. This option requires a credit card to be left on file in our encrypted system and regular payments to be made. If a payment is missed, financing becomes unavailable to you and your balance will be due in full in 10 days.